Financing for coastal, mountain and pied-à-terre second homes — occupancy rules, down payments and pricing explained without the brochure gloss.
Russell Petty, Real Estate Agent
Empire Home Loans
Phone: (555) 555-5555
Email: [email protected]
NMLS# 7206
Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.
Financing for coastal, mountain and pied-à-terre second homes — occupancy rules, down payments and pricing explained without the brochure gloss.
Private Client Group — Residential Finance
Est. 2009 ·
Program № 03 — Second Homes
Coastal, mountain, or a city pied-à-terre — second-home financing has its own occupancy rules, pricing adjustments and tax wrinkles. We read them to you before you fall for the view, so the offer is written on facts.
Plate II — the second doorway, a little nearer the water.
The brochure sells the sunset. We price the reserve requirement.
If your plan sits between the columns, say so — the honest classification is the one we will finance.
Adjacent reading
Bring the listing, or just the town. The first conversation prices the idea honestly — including the version where you wait a year.
Considered finance, for considerable homes.
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Payment figures shown anywhere on this site are illustrative only and are not an offer of credit, a rate quote, or a commitment to lend. All lending subject to underwriting and program guidelines. This site does not provide tax advice — decisions with tax consequences belong with your CPA.